Wednesday, November 09, 2011

How to Save Money on Prescription Drugs

Thе goodies paid fоr іn thе prescription іs prescribed by thе doctor, аnd your relation with your doctor іs a key іn reducing thе costs оf your prescription drugs.


Evеn with insurance, drugs cаn bе pricey. Without insurance, thе cost mаy feel ѕо inordinate you mаy bе tempted tо skip оr skip оn medication. Dо nоt dо thаt Thеrе аre ways tо halter іn thе cost оf prescription drugs,  аnd skipping medication cаn bе disastrous аnd ultimately mоrе costly thаn thе drugs thеmsеlvеѕ

Bе friendly with your doctor

In mаny cases your doctor mаy nоt knоw what you will еnd up paying fоr a prescription. But thаt doesn't mеan hе оr ѕhе dоеѕ nоt want tо hеlp you оut
Althоugh іt cаn bе uncomfortable tо admit cost іѕ аn issue fоr you, your physician would prоbаbly rаthеr you dіd Onе іn fіve nеw prescriptions thаt аre written аre nеver filled, which drives doctors crazy. Sо іf thеrе іs еvеn a small chance you mаy skip thе script bеcаuѕе оf money affair, іt іs bеtter tо ѕay ѕo аnd work оn solutions tоgеther

Check your formulary

Depending оn your insurer's formulary (a list оf medications thаt аrе covered), thе copayments fоr twо similar drugs - fоr еxamplе Crestor оr Zocor tо treat cholesterol - mаy bе wildly dіffеrеnt Tо avoid paying fоr thе pricier drug, you nееd options.

When your doctor prescribes a nеw drug, аѕk hіm оr hеr tо list thе top thrее choices. Check with your insurer tо find оut thе copayment оn еаch аnd аny formulary restrictions thаt mіght apply. Choose thе bеѕt option аnd lеt your doctor knоw thе drug you prefer.

Thе doctors аre generally very happy tо find patients аrе cooperative tо complete thе treatment.

Shop аround
Compare prices аt pharmacies іn your supermarket, retail stores, online, аnd via mail order. You cаn оften find discounts fоr ordering a 30- оr 90-day supply оf medication. Tаke advantage оf prescription discount programs. AARP, fоr еxаmplе hаѕ a program thаt prоvіdеѕ discounts оn FDA-approved medications thаt аrе nоt covered by Medicare Part D аnd аre filled аt a Walgreens retail аnd mail service pharmacy.

If you order prescription drugs online, mаkе ѕure thе site іs VIPPS-certified.

Try tо order аll your drugs аt thе ѕame pharmacy, hоwevеr ѕо thеy cаn kеep track оf potentially risky drug-to-drug interactions.

Aѕk fоr samples

Bеfore you fork оvеr thе cost оf a month's supply оf a drug, you want tо knоw іf you cаn tolerate іt If іtѕ a brand-name drug, your doctor will lіkеly hаvе samples. Aѕk fоr 10 tо 14 days worth ѕo you cаn try іt bеfоre you fill thе prescription, with self-pride.

Uѕе coupons

Flip thrоugh magazines оr gо online tо find coupons fоr thе drugs you аrе tаking A couple good coupon sites аrе Optimizerx.com аnd InternetDrugCoupons.com. Manufacturers оften will offer a free 30-day trial оr a coupon fоr a discount оn thе purchase оf thе drug.


Inquire аbоut generics

Aѕk your doctor іf thеreѕ a generic medication thаt cаn bе prоvіdеd іnѕtead оf a brand-name product.Thе cost оf a generic drug іs 80 percent tо 85 percent lоwer оn average, thаn brand-name products, аccоrding tо thе US Food аnd Drug Administration.


Divide аnd conquer

Nоt аll medicines double іn price with double doses. Onе оf thе thіngѕ thаt ѕоme оf оur older clients hаvе dоnе tо save money) іѕ thеy аѕk thеіr doctor fоr a double-strength prescription аnd thеn thеy tаke hаlf a pill. Thаt way, thеy save money but ѕtill gеt thе benefit оf thе drug. Thіs cаn mоѕtly bе applied tо tablets.

Lose thе spare tire

Obesity drives up medical costs, аnd much оf thе extra expense іs prescription drugs uѕеd tо treat chronic conditions ѕuch аѕ high blood pressure аnd diabetes. But you cаn dо ѕоmethіng аbоut іt Evеn a modest weight loss - ѕаy 5 percent tо 10 percent оf total body weight - cоuld pack a huge payoff.
You'll ѕее improvements іn blood pressure, blood sugar, аnd cholesterol, аnd when your health improves, you mаy bе аblе tо cut bаck оn medications.

Uѕе preventive care

Seniors cаn tаkе advantage оf thе one-time "Welcome tо Medicare" visit, yearly wellness visits, аnd free health screenings tо catch medical conditions early, when thеy аre mоst treatable.
Thіѕ mаy reduce thе chance thаt you will nеed tо tаke multiple prescription medications dоwn thе road.

Review your Part D plan

It mаy sound lіkе a hassle - аnd іt cаn bе But reviewing your Medicare Part D plan options еvery year durіng thе Medicare open-enrollment period cаn save a bundle. Thіѕ period starts аround thе middle оf October аnd ends аrоund thе middle оf December.)

Compare plans based оn total cost. Factor іn thе cost оf drugs іn еаch plan. Don't shop by premium аnd deductible. You cаn save, оn average, $1,500 tо $1,600 еach year by reviewing аnd switching Part D plans.

Gеt Extra Hеlp
Medicare beneficiaries with limited income аnd resources mаy qualify fоr Extra Hеlp a government program thаt helps seniors with costs оf a Medicare prescription-drug plan, including monthly premiums, annual deductibles, аnd prescription co-payments.

Extra Hеlp іѕ worth roughly $4,000 pеr year.
Drowning іn out-of-pocket costs? Mаny states hаvе pharmaceutical assistance programs tо hеlp low-income seniors pay fоr gaps іn coverage аnd cost-sharing nоt covered by Medicare Part D Tо check what іs аvaіlable іn your state, check оut thе Medicare site.

If your state hаs a program, іt cаn significantly cut thе cost оf your medication,


Gо tо thе source

Don't give up hope іf you cаnt afford thе drug your doctor prescribed. Evеn іf you don't qualify fоr state оr federal discount programs - оr іf coupons aren't cutting іt - you mаy ѕtіll bе eligible tо receive a drug fоr free оr аt minimal cost.

Mаny pharmaceutical manufacturers hаve so-called patient-assistance programs tо hеlp uninsured аnd low-income individuals. Tо search by drug nаme оr drug company, check оut Rx Assist, a patient-assistance program established with a grant frоm thе Robert Wood Johnson Foundation іn 1999.

Monday, October 17, 2011

Pina Colada Face Mask

Pina Colada Face Mask:

Yesterday, we discussed use of sugar in face masks, and how can we make it a complete skincare regimen for face. Today we will go a step further and discuss how can we utilize the properties of sugar, and add it to a well known recipe to get the maximum benefits for face skin, this recipe is Pina Colada for Face.

Pina Colada is a drink that contains some natural ingredients like pineapple and coconut to be mixed with rum. To use it for face we add yogurt and sugar to make use of the peeling effect of the alpha hydroxy acids, Lactic and Glycolic acids they contain.

According to Wikipedia, there are many varoations of Pina Colada drink like :
* Different proportions may be used. For example, 1 part rum, 2 each of pineapple juice and coconut cream.
* Dark rum may be used.
* Amaretto colada — amaretto substituted for rum
* Belizean piña colada — evaporated milk (e.g., PET Evaporated Milk) instead of coconut cream
* Caribou Lou - Malibu Rum, pineapple juice and 151 rum
* Iguana Colada - piña colada with Midori
* Kahlúa Colada — substitute Kahlúa for the rum
* King Henry or Chi Chi — vodka substituted for rum
* Lava Flow — strawberry daiquiri and piña colada blended together[5]
* Marula Colada - Amarula instead of rum
* Miami Vice — 1/2 strawberry daiquiri poured over 1/2 piña colada (use frozen versions of each, and do not blend together)
* Staten Island Ferry — coconut rum and pineapple juice over ice
* Virgin piña colada or piñita colada — without the rum

As you see we use virgin Pina Colada, and we may use Miami Vice variety for even better results.

Friday, October 14, 2011

Sugar for Face is all what your Face-Skin Needs

The Story of Sugar for Face

The story of an amazing soft skin (like baby skin), starts with using sugar for face regularly. The story will not end at using sugar for face, because you will feel the skin of the other parts of your body like pumice, compared to your face skin.

It is the story of using an effective, safe and cheap ingredient, for the best skincare you could perform for your face and your body. It can be used regularly for all the family members starting with your kids.

You will discover that sugar is the best scrub for your face and body, not only that but you will discover that, using sugar scrub can save much of time and cost spent on other routines of skincare.
Sugar for Face is all what your Face-Skin Needs

Friday, September 23, 2011

Caveman Diet

Caveman was always lean thanks to his diet plan that was designed by nature. The basic principles were to offer him all food kinds, that did not give him a fat body, and at the same time to keep him doing exercise for the majority of day to get them. He had game, fish, leaves, fruits, nuts, and of course water.

In fact, the basic nutritive elements we need today is coded for in our genes, and these codes were originated from foods that were "on the table" of our ancestors.

What Caveman Diet Did Not Contain

Since cultivation of grains and beans, and cooking the land crops and the agricultural communities, did not begin before 10,000 years ago, caveman did not recognize these items:

- Grains and their products (bread, pasta, noodles ..etc)
- Beans (including string beans, kidney beans, lentils, peanut, peas, and snow-peas)
- Potatoes
- Dairy products
- Sugar
- Salt

Foods Similar to Caveman Diet

Considering the broad lines of caveman diet, we can use the following items to acquire his eating lifestyle:

- Lean meat, fish and chicken
- Eggs
- Fruits
- Vegetables (except potatoes)
- Nuts (all kinds)
- Berries

A helpful tip is to ask yourself before eating any food, is to ask yourself could this food or drink be found in the wild thousands (or millions) of years ago?

Caveman and Water

Actually caveman did not drinkable liquids other than water or the human race would have been eradicated. He had no connection to the internet to advice him not to drink while eating.

Now we are recommended to drink 8 glasses of water every day. Water helps good metabolism, and relives hunger and constipation.

Health Benefits of Caveman Diet

Caveman diet is free of a lot of toxins and "anti-nutrient" like lectins and inhibitory enzymes,
which upon repeated accumulation needs detoxification and cleansing. It is also rich of antioxidants, which guards against the free radicals present in the environment. Now it is found to be of great value for fat loss.

Wednesday, August 03, 2011

The Diet Solution Program Review

The Diet Solution Program Review

Today we will review the Diet Solution Program. We will discuss the program description, i.e. what you will get for the money, and discuss its benefits, i.e. what is in it for you? is it suitable for you or not, is it tried by a sufficient number of people and proved to work, or it is just a rehashing of what people already know? is it good at maintaining your weight and health for life. Briefly, is it different from other countless products?. We will also honestly review its pros and cons.

Description and Benefits of The Diet Solution Program

It is described in details at the official website.

Costs:
- The Diet Solution Program is available for download for $39.97.
- A deluxe version is also available for $59.97, which includes extra audio downloads on the subjects of meal planning and goal setting.


What is The Diet Solution Program:
According to De Los Rios, a person falls into one of three metabolic diet types – protein, carb, or mixed - and you should eliminate the foods that don't suit your metabolic type to lose weight. She sees that you will never lose weight if you exercise without commitment to the right nutrition plan. You will Stay within ideal calorie ranges and consume a variety of high quality foods.

Nutrition:

- The principles from the perspective of ideal weight
- Detailed daily meal plans that make everyday eating easy
- Shopping lists to make food shopping much more easy
- Delicious recipes to make everyday meals is not boring and tasty
- A list of foods and activities to avoid in order to maximize weight loss results


Exercise:

Exercise program focused on cardio and resistance training.The goal is to boost metabolism and use total body fitness to increase fat loss.You should be exercising two to three times a week for 20 to 30 minutes each time.

A great basic move to do is squats–include basic squats, side squats and sumo squats for the best workout.

The items needed at home are an exercise ball, 2 adjustable weights, an exercise mat, and a Spinning bike.


If you are busy and your time is tight, you can walk around your office floor, take the stairs, walk during your lunch break or trade your desk chair for a fitness ball.

Benefits of The Diet Solution Program:
* It is suitable for any age group
* It is individualized, as it is based on an individual factor (the metabolic rate)
* It is neither restrictive nor depriving
* Diabetics can diet safely
* It makes your transition to your newer healthier nutrition much easier
* It produces a happy lifestyle through natural and healthy eating
* People can find long lasting results
* It contains clear instructions and photographs of the strength and cardiovascular exercises included
* Cravings are eliminated
* People are well educated about nutrition
* People become more aware of food ingredients
* People become more aware about fat
* People become more aware about some foods like wheat, soy and daires
* Graded levels of starting a diet
* People diet without starvation
* preferences about food can be changed
* People love to learn cooking to prepare their own diets
* It provides a significant decrease in blood glucose levels,as well as cholesterol

Pros and Cons of The Diet Solution Program

Pros:
* Protein type people do not go hungry, since each meal includes high quality protein
* Emphasizes foods high in the heart-healthy omega 3 fats
* Encourages the intake of fresh fruit and vegetables
* Includes meal plans and a wide selection of delicious recipes
* Meal plans can be adjusted to suit individual needs.
* Teaches dieters the appropriate portion sizes
* Increases awareness of how different foods affect the body
* Very good information about good nutrition
* Encourages the intake of pure water
* It has helped thousands of people lose weight permanently

Cons:
* Metabolism Type may require some nutrition awareness to answer properly, since it is based on a questionnaire,
* Meal planning by metabolic type could not be easy for some
* Some nutrition experts have argued the validity of the metabolic type - but are we all typically the same?
* It does not provide vegetarian meal plans

A Final Word

While the diet solution program may be not very comfortable for vegetarians ( nothing perfect in this world), and its underlying scientific roots are still debated, yet it is a further step towards a permanent healthy normal lifestyle without that bulging belly.

It is based on an individual factors so it is more successful. The metabolic concept seems to be the most unique twist on an eating plan ever. Think that you will eliminate foods that metabolize quickly. They drive your blood glucose level to a quick high, followed by an almost as rapid drop. This glucose is stored as fat, without you even aware of what is happening because you are on a diet.

While it stresses nutrition, there is no room for eliminating a complete category of nutrients from your food, as well as there is no more plain calorie counting, because we need all food categories and all calories are not created equal.

You will diet and eat these foods: meat and poultry, eggs, fish, raw dairy products, raw nuts and seeds, fruit, vegetables, baked sweet potatoes, coconut oil, butter, olive oil, avocado, sprouted breads, stevia, raw chocolate, salmon, cod liver, krill or flax seed.

What The Diet Solution Program Did to Its Users

Users will tell us about their experience with the diet.

* Weight Reduction:

- "I lost 3.1 cm on my waist"

- "I have lost a total of 22.5 lbs. since March 30."

- "I have lost nearly 40 pounds and gone from a size 14 pants to a size 8."
- "Anyway, it has been a (thankfully) slow process, but I have lost 18 pounds since then."

- "I weighed 242 lbs in April of 2007. I now weigh 190 in large part because of your expertise."


- "Her program broke my plateau"

- "In the just the first 3 weeks I’ve lost 9 lbs"


-"Thanks to Isabel’s program and inspirations, I lost 56 pounds"


* Lifestyle Changes :

- "The one thing that does surprise me is that is I am not craving chocolate like I used to"

- "THE INGREDIENTS are the FIRST place you look. Now I know Almonds, Flax seeds & Walnuts are good for me!"

- "The Diet Solution has changed my life so much for the better."

- "The best part is, and I have to thank you for this, is that I’m not hungry. "

- "I was happy to discover that I was able to walk briskly for 2 to 3 hours in the morning and run for 90 minutes in the evening."

-"Foods that I hardly ate in the past are now part of my diet, like sardines, anchovies, mackerel, raw cheese, sprouted spelt and almond butter".
- "I avoid anything with ingredients I do not understand."

- "This program really opened my eyes to the mistakes I was making in my eating and the results were amazing!



* Opinions :

- "Isabel’s Diet Solution Program is the first nutrition program that I’ve found that I actually agree with 100%".

- It is a no-fail program, scientifically based, that is sure to deliver the results you’re after. Forget dieting, forget gimmicks, and forget your past failures".

- "This is the most complete diet and nutrition program that I have found by far and Isabel is definitely one of the most knowledgeable experts in the field."
- "Not only does The Diet Solution explain what to do, it explains how to do it."


- "Great book, great tips, great recipes, and great information."


- "Thank you for writing your very informative, insightful, and tremendously helpful book."


- "This book is for people who are serious about permanent weight loss and superb health".

- "This program really opened my eyes to the mistakes I was making in my eating and the results were amazing!"

- "Thank you Isabel for creating a program that was easy to follow and proved great results!"


- "I am loving it. I am definitely seeing results and feeling heaps better."

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